Mortgage Market Update

 On target inflation data and strong demand for the longer-term Treasury auctions were favorable for mortgage rates this week. The other major economic reports contained few surprises. As a result, mortgage rates ended the week lower. Next weeks events that could impact mortgage rates: 4/19 – housing stats 4/20 – Existing Sales 4/21 – Philly … Read more

Mortgage Market Update

  Concerns about the pace of global economic growth and continued violence in the Middle East helped mortgage rates improve this week. Very strong demand for this week’s longer-term Treasury auctions was also favorable. As a result, mortgage rates moved lower during the week. Biggest economic news this week will be Tuesday’s FOMC meeting.  The … Read more

Mortgage Market News

Conforming Limits: 1 unit $417,000;   2 unit $533,850;    3 unit $645,300;    4 unit $801950                               These rates do not reference a specific loan program; rather, they reflect general market conditions, which are subject to change at any time. Credit risk pricing and how it impacts your interest rate/discount points (cost to buy rate down): Rates change … Read more

Mortgage Market News

Favorable conditions helped mortgage rates last week.  This week has started a bit sluggish.  Economic events that will impact rates: Wednesday – Housing Stats Thursday – Existing Sales, Philly Fed and Leading indicators Conforming Limits: 1 unit $417,000;   2 unit $533,850;    3 unit $645,300;    4 unit $801950                               These rates do not reference a specific loan … Read more

Credit Risk Pricing – Mortgage Rates

The cost of mortgage rates will go up beginning next year.  Not due to the market conditions, rather how investors price the risk of the loan (interest rates=credit risk pricing)! Credit risk pricing and how it impacts your interest rate/discount points (cost to buy rate down): Rates change daily – Mortgage loan interest rates and … Read more

Mortgage Market News

While daily volatility remained high for mortgage rates, they ended the week basically unchanged from last week. News this week that may impact the market will include: Mon 12/27 2-yr Auction Tues 12/28 Confidence 5-yr Auction Wed 12/29 7-yr Auction Thur 12/30 Chicago PMI Pending Sales     Conforming Limits: 1 unit $417,000;   2 unit … Read more

HUD/FHA loan limits

There are a lot of homeowners looking at FHA loans to fund the purchase of their primary residence.  It is great product that offers both a 30 year fix product as well as a 5 year arm with as little as 3.5% into the deal. For purchase money mortgages, the max LTV is 96.5 percent, i.e., … Read more

Mortgage Market News

Market News that may impact mortgage rates this week includes: Tuesday – Fed Meeting, Retail sales and PPI Wednesday – CPI and Industrial Prod. Thursday – Housing Starts and Philly Fed Conforming Limits: 1 unit $417,000;   2 unit $533,850;    3 unit $645,300;    4 unit $801950                               These rates do not reference a specific loan program; rather, … Read more

Mortgage Market News

This weeks mortgage rates rose the beginning of the week due to almost all of the  economic data released earlier in the week was stronger than expected.  Today’s employment data removed much of the optimism about economic growth which helped rates a bit.  In the end, mortgage rates ended the week slightly higher than the … Read more

11.19.2010 Mortgage Market Update

Wow – What happen to mortgage Rates?? They were at the lowest levels in decades just a few weeks ago.  Not sure exactly why, but would imagine there are several factors that may influence them right now.  Investors always are trying to predict what the market is going to do and there are few reasons for … Read more

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