What is a credit score and how does it affect interest rates?

What is a Credit Score? A 3-digit number used by lenders to evaluate the risk associated with lending money.  Generated by a mathematical model created by Fair Isaac Corporation in the 1960s.    There are 3 major credit bureaus: Equifax, Experian® and TransUnion® – 3 Scores.  Scores range from 350-850 Score Talk Above 720 = Excellent  … Read more

Mortgage rates continue the upward movement

Rates are slowing moving up!

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